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How to Get a Small Business Off of the Ground While Also Moving


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Written by Henry Moore 

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Moving and starting a business all at once might seem impossible. Luckily, by using the right approach, you can head to a home that better meets your needs while getting your company off of the ground.

If you’re wondering how you can launch a small business while moving, too, Linda Ruppe of Lake Homes Realty shares what you need to know.

Budgeting for Your New Home

Before you take any other step, you need to budget for your new home. Depending on a home’s purchase price, the minimum down payment required can range from 3–20 percent. Don’t start looking for houses until you have that covered.

By the end of 2021, the median US home price exceeded $350,000. However, the cost can vary from one area to the next. As a result, you’ll want to research pricing in your target city and neighborhood to get a starting point for planning your down payment and assessing affordability.

Once you have the down payment handled, it’s time to assess your monthly budget. Along with a new mortgage, you’ll need to cover mortgage insurance if you put less than 20 percent down, so factor that into the equation.

Choosing a New Home

Once your budget is set, it’s time to find your new home. Consider what features you’ll need to live comfortably and handle your new professional needs. That way, you don’t accidentally choose a house that falls short in one area.

Additionally, factor in room for growth. Your small business may be modest at first, but there’s a good chance it’ll grow. You don’t want your new home to end up a poor fit once your business starts to thrive. Similarly, you don’t want the house to hold you back from growth because it can’t support it.

With that approach, you can keep all of your needs in mind. Then, the odds that you’ll end up in the right place go up dramatically.

Planning Your Move

Closing on a home can take anywhere from a few weeks to several months, giving you plenty of time to plan for your move. It can be helpful to create an online calendar. This will allow you and your family to stay apprised of all important dates leading up to moving day.

First, you need to get ready for the cost. While a long-distance move can cost between $2,500–$11,600, the price can vary depending on how far you’re going and other factors. As a result, you may want to get quotes early, allowing you to prepare.

Second, you’ll also need to pack. Ideally, you want to declutter either before you start boxing items up or along the way. That way, you don’t have to pay to move stuff you don’t want to keep.

Finally, when it comes to how to pack, be methodical. Start right away on items you don’t use often, like seasonal décor or out-of-season clothing, labeling the boxes clearly as you go. Once you’re done with those, begin packing items you use occasionally but can live without for a while. Then, you’ll only have to handle genuinely daily essentials once you get close to moving day.

Launching Your Company

In most cases, starting a small business is very straightforward. Here’s a quick checklist of what you’ll need to do:

  • Choose a Business Structure
  • Pick a Company Name
  • Register with the Government
  • Get Licenses and Permits
  • Handle Your Funding

You can handle some of the tasks as you prepare to move. However, you may need to wait on some licenses, permits, and registrations until you get your new address.

Addressing Funding Concerns

When you’re preparing to launch a small business, it’s normal to be worried about costs. Funding daily operations and handling recurring expenses can add up fast. As a result, you may want to explore small business grants to help cover the costs. While they aren’t easy to secure, they can make a difference.

Just make sure that you have a solid business plan in place, focus on awards that are designated for your industry, and take all of the time necessary to create a fantastic grant application. That way, you’ll increase your odds of success.

Juggling a move and the launch of a new business can be tricky. But with the help of the guide above, you can make it work for you.

This article is brought to you by Linda Ruppe of Lake Homes Realty, a Team of your Trusted  Advisors who can help you examine every aspect of your financial life! Buying a home is more than a search and purchase. It is one of your biggest and best investments. All home buying and financial planning information are interrelated in that each component has shared values. In order to create a sound financial future for yourself and family, you’ll need to have a full team of people, who are focused on your vision and your long-term financial health. Putting together a comprehensive plan for the future so you may pass on a legacy is what makes our “Team” approach unique. For more information, please visit our website or contact us today!

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